@media (max-width: 768px) {
  .page-value-added .container {
    padding-left: 15px;
    padding-right: 15px;
    box-sizing: border-box;
  }

  /* 首屏：蓝湖主视觉区偏高，窄屏用 min-height + max-height 约束 */
  .value-hero {
    height: auto;
    min-height: clamp(410px, 88vw, 417px);
    max-height: min(75vh, 417px);
    background: url("../assets/images/value-added/hero-bg@2x_m.png") center / cover no-repeat;
  }

  .value-hero__inner {
    height: 100%;
    min-height: inherit;
    padding: 20px 12px 88px;
    box-sizing: border-box;
  }

  .value-hero__title {
    font-size: clamp(20px, 5.2vw, 24px);
    margin-bottom: 4px;
  }

  .value-hero__title::before {
    width: 64px;
    height: 6px;
  }

  .value-hero__en {
    font-size: 12px;
    letter-spacing: 0.06em;
  }

  .value-hero__lead,
  .value-hero__desc {
    font-size: 12px;
    line-height: 1.65;
    max-width: none;
  }

  .value-hero__lead {
    margin-top: 16px;
  }

  .value-hero__desc {
    margin-top: 10px;
  }

  .value-hero__watermark {
    font-size: clamp(36px, 11vw, 52px);
    bottom: 6px;
    left: 0;
    letter-spacing: 0.05em;
  }

  .value-hero__visual {
    width: min(46vw, 220px);
    right: -8px;
    bottom: 0;
    opacity: 0.55;
  }

  /* 通用：区块纵向排列 */
  .value-service {
    padding: 34px 0;
  }

  .value-service__inner {
    display: flex;
    flex-direction: column;
    align-items: stretch;
    gap: 0;
  }

  .value-service--estate .value-service__inner {
    padding-left: 0;
    max-width: 100%;
    justify-content: flex-start;
  }

  .value-service__heading h2 {
    font-size: clamp(18px, 5vw, 22px);
  }

  .value-service__heading p {
    font-size: 12px;
    margin-top: 8px;
    letter-spacing: 0.03em;
  }

  .value-service__rule {
    margin-top: 10px;
    width: 46px;
    height: 2px;
  }

  .value-service__content p,
  .value-service__content .value-service__content-text {
    margin-top: 6px;
    font-size: 10px;
    line-height: 1.75;
    text-align: justify;
  }

  /* 要点列表：蓝湖为两行错位排列 → 双列栅格 */
  .value-feature-list {
    margin-top: 18px;
    /* display: grid; */
    /* grid-template-columns: repeat(2, minmax(0, 1fr)); */
    gap: 14px 14px;
    align-items: start;
  }

  .value-feature-list li {
    font-size: 12px;
    line-height: 1.45;
    gap: 6px;
    align-items: flex-start;
  }

  .value-feature-list li img {
    width: 12px;
    height: 12px;
    flex-shrink: 0;
    margin-top: 3px;
  }

  /* 条目文案较长时占满一行（海外保险等） */
  .value-insurance__content .value-feature-list {
    grid-template-columns: minmax(0, 1fr);
  }

  .value-contact-btn {
    margin-top: 22px;
    width: min(146px, 88vw);
    height: 38px;
    border-radius: 20px;
    font-size: 12px;
    gap: 10px;
    display: flex;
    margin: 32px auto;
    background: #d82f2f;
    border: none;
  }

  /* 跨境支付：正文 → 配图（与蓝湖 box_3 顺序一致） */
  .value-service--payment .value-service__inner {
    flex-direction: column;
  }

  .value-service--payment .value-service__content {
    order: 1;
  }

  .value-service--payment .value-payment-media {
    order: 2;
    margin-top: 18px;
    width: 100%;
  }

  .value-payment-media {
    min-height: 0;
    max-width: none;
  }

  .value-payment-media::before {
    inset: 8px 0 0 0;
    opacity: 0.85;
  }

  .value-payment-media__main {
    max-width: 100%;
    display: block;
    margin: 0 auto;
  }

  /* 海外地产 */
  .value-service--estate {
    padding: 44px 15px 48px;
    background: url(../assets/images/value-added/section-bg-02@2x_m.png) center / cover no-repeat;
  }

  .value-service--estate .value-service__content {
    order: 1;
  }

  .value-estate-media {
    order: 2;
    margin-top: 12px;
    min-height: 0;
    width: 100%;
    max-width: 100%;
    border-radius: 6px;
    box-shadow: 0 12px 28px rgba(0, 0, 0, 0.2);
  }

  .value-estate-media img {
    width: 100%;
    height: auto;
    display: block;
  }

  .value-service--investment .container {
    display: flex;
    flex-direction: column;
    align-items: stretch;
    gap: 0;
  }

  .value-service--investment .value-service__content {
    width: 100%;
    order: 1;
  }

  .value-investment-media {
    order: 2;
    width: 100%;
    margin-top: 20px;
    position: relative;
  }

  .value-investment-media > img {
    position: relative;
    width: 100%;
    height: auto;
    display: none;
  }
  .value-investment-media__visual {
    display: block;
    width: 100%;
  }

  .value-investment__content {
    position: static;
    width: 100%;
    font-size: 14px;
    line-height: 1.75;
  }

  .value-investment__content .value-feature-list {
    margin-top: 20px;
  }

  .value-investment__highlight {
    flex-direction: column;
    align-items: stretch;
    gap: 0;
    margin-top: 20px;
  }

  .value-investment__highlight span {
    padding: 12px 16px;
    font-size: 13px;
    line-height: 1.55;
    text-align: center;
  }

  .value-investment__highlight .value-contact-btn {
    margin-top: 30px;
    margin-bottom: 0;
    align-self: center;
  }

  /* 海外保险：文案优先，主视觉在下（对齐蓝湖 box_7） */
  .value-service--insurance {
    padding-top: 44px;
    padding-bottom: 0;
  }

  .value-insurance {
    display: flex;
    flex-direction: column;
    gap: 0;
    grid-template-columns: none;
    align-items: stretch;
  }

  .value-insurance__content {
    order: 1;
    padding: 0 15px;
    box-sizing: border-box;
  }

  .value-insurance__visual {
    order: 2;
    margin-top: 18px;
    min-height: 0;
    justify-content: center;
    padding: 0 0 20px;
    box-sizing: border-box;
  }

  .value-insurance__visual::before {
    width: calc(100% - 0px);
    left: 0;
    bottom: 8px;
    height: 62%;
  }

  .value-insurance__visual img {
    width: calc(100% - 15px);
    margin-left: auto;
    margin-right: 15px;
  }

  .value-insurance__content > p {
    margin-top: 18px;
    font-size: 14px;
  }

  .value-insurance__brands {
    margin-top: 8px;
    min-height: 0;
    padding-bottom: 8px;
  }

  .value-insurance__brands-bg {
    width: 100%;
    height: auto;
  }

  .value-service__content .value-service__content-text {
    margin-top: 20px;
    font-size: 12px;
  }
  .value-service__content > p {
    font-size: 12px;
    margin-top: 22px;
  }
  .value-insurance__brands {
    margin: 38px auto;
  }
  .value-insurance__brands-bg {
    display: none;
  }
  .value-insurance__brands-bg-m {
    display: block;
  }

  .value-service--investment .container {
    padding: 0;
  }
  .value-service--investment .value-service__content {
    padding-left: 15px;
    padding-right: 15px;
  }
  .value-service--investment .value-investment__content > p {
    padding-left: 15px;
    padding-right: 15px;
  }
  .value-investment__highlight span {
    margin-left: 15px;
    margin-right: 15px;
  }
  .value-service--investment .value-feature-list {
    padding-left: 15px;
    padding-right: 15px;
  }
}
